{"id":3110,"date":"2019-02-12T14:20:28","date_gmt":"2019-02-12T14:20:28","guid":{"rendered":"https:\/\/www.cardiffandvalepensionfund.org.uk\/?page_id=3110"},"modified":"2019-02-12T14:54:46","modified_gmt":"2019-02-12T14:54:46","slug":"cyfraniadau-gwirfoddol-ychwanegol","status":"publish","type":"page","link":"https:\/\/www.cardiffandvalepensionfund.org.uk\/cy\/cynghorwyr\/cyfraniadau-gwirfoddol-ychwanegol\/","title":{"rendered":"Cyfraniadau Gwirfoddol Ychwanegol"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row top_padding=&#8221;0&#8243; bottom_padding=&#8221;0&#8243;][vc_column width=&#8221;1\/1&#8243;][vc_column_text]<\/p>\n<h1>Cyfraniadau Gwirfoddol Ychwanegol<\/h1>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row top_padding=&#8221;35&#8243;][vc_column width=&#8221;2\/3&#8243;][vc_column_text]Mae gan bob Cronfa Pensiwn Llywodraeth Leol gynllun Cyfraniadau Gwirfoddol Ychwanegol (CGY) mewnol. Prudential yw darparwyr CGY Cronfa Bensiwn Caerdydd a Bro Morgannwg.\u00a0 Wrth benderfynu talu CGYau, caiff yr arian ei dalu\u2019n uniongyrchol o\u2019ch cyflog, felly byddwch yn derbyn rhyddhad treth incwm ac yswiriant gwladol.\u00a0 Caiff eich CGY eu buddsoddi bob mis tan i chi ymddeol.\u00a0 Ar adeg ymddeol, gallwch ddewis trosi eich cronfa CGY naill ai:<\/p>\n<ul>\n<li>yn bensiwn ychwanegol<\/li>\n<\/ul>\n<p>neu\u2019n<\/p>\n<ul>\n<li>gyfandaliad di-dreth \u2013 yn amodol ar gyfyngiadau CThEM<\/li>\n<\/ul>\n<p>neu\u2019n<\/p>\n<ul>\n<li>gyfuniad o\u2019r ddau<\/li>\n<\/ul>\n<p>Ar \u00f4l i\u2019r holl ddidyniadau statudol gael eu gwneud, gallwch gyfrannu hyd at 100% o\u2019ch lwfans misol i\u2019ch cronfa CGY.<\/p>\n<p>Gallwch addasu cyfradd eich cyfraniadau hefyd a\u2019ch dewis o gronfa buddsoddi cymaint ag y mynnoch. I wneud y newidiadau hyn, ffoniwch Prudential ar <a href=\"tel:03456000346\"><i class=\"fa fa-phone\" aria-hidden=\"true\"><\/i> 0345 600 0346<\/a> rhwng 8.30am a 6pm, ddydd Llun i ddydd Gwener.<\/p>\n<p><strong>Beth os dechreuais dalu CGYau ar neu cyn 31 Mawrth 2014?<\/strong><br \/>\nNi all eich cyfraniadau fod yn fwy na <strong>50%<\/strong> o\u2019ch cyflog misol, a hynny ar \u00f4l i\u2019r holl ddidyniadau statudol gael eu gwneud.<\/p>\n<p>Am ragor o wybodaeth gallwch fynd i <a href=\"https:\/\/www.pru.co.uk\/rz\/localgov\/\" target=\"_blank\" rel=\"noopener\">wefan Prudential <i class=\"fa fa-external-link\" aria-hidden=\"true\"><\/i><\/a> neu eu ffonio ar:<\/p>\n<ul>\n<li><a href=\"tel:08000326674\"><i class=\"fa fa-phone\" aria-hidden=\"true\"><\/i> 0800 032 6674<\/a> \u2013 i drafod dechrau talu CGYau<\/li>\n<li><a href=\"tel:03456000343\"><i class=\"fa fa-phone\" aria-hidden=\"true\"><\/i> 0345 600 0343<\/a> \u2013 am bob ymholiad cyffredinol, megis cynyddu neu ostwng eich cyfraniadau<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column el_class=&#8221;siderow&#8221; width=&#8221;1\/3&#8243;][vc_column_text el_class=&#8221;boxblue&#8221;]<\/p>\n<h3>CThEM<\/h3>\n<p>Os oes gennych unrhyw gwestiynau am eich treth bersonol neu\u2019ch Yswiriant Gwladol mewn perthynas \u00e2\u2019ch pensiwn, gallwch ddod o hyd i wybodaeth yma.<\/p>\n<p><a href=\"https:\/\/www.gov.uk\/government\/organisations\/hm-revenue-customs\" target=\"_blank\" rel=\"noopener\">CThEM <i class=\"fa fa-external-link\" aria-hidden=\"true\"><\/i><\/a>[\/vc_column_text][vc_column_text el_class=&#8221;boxblue&#8221;]<\/p>\n<h3>Gwasanaeth Cynghori ar Bensiwn<\/h3>\n<p>Gwefan y Llywodraeth yn cynnig canllawiau ac arweiniad diduedd am ddim ar bensiynau.<\/p>\n<p>Beth sydd ar gael<\/p>\n<p>Gwybodaeth ac offer ar-lein, gwasanaeth sgwrsio ar-lein, llinell gymorth ff\u00f4n, apwyntiadau personol<\/p>\n<p><a href=\"https:\/\/www.pensionsadvisoryservice.org.uk\/\" target=\"_blank\" rel=\"noopener\">Gwasanaeth Cynghori ar Bensiwn <i class=\"fa fa-external-link\"><\/i><\/a>[\/vc_column_text][vc_column_text el_class=&#8221;boxblue&#8221;]<\/p>\n<h3>A oes angen Ymgynghorwr Ariannol Annibynnol arnoch?<\/h3>\n<p>Cysylltwch ag <a href=\"https:\/\/www.unbiased.co.uk\/\" target=\"_blank\" rel=\"noopener\">Unbiased <i class=\"fa fa-external-link\" aria-hidden=\"true\"><\/i><\/a>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row top_padding=&#8221;0&#8243; bottom_padding=&#8221;0&#8243;][vc_column width=&#8221;1\/1&#8243;][vc_column_text] Cyfraniadau Gwirfoddol Ychwanegol [\/vc_column_text][\/vc_column][\/vc_row][vc_row top_padding=&#8221;35&#8243;][vc_column width=&#8221;2\/3&#8243;][vc_column_text]Mae gan bob Cronfa Pensiwn Llywodraeth Leol gynllun Cyfraniadau Gwirfoddol Ychwanegol (CGY) mewnol. Prudential yw darparwyr CGY Cronfa Bensiwn Caerdydd a Bro Morgannwg.\u00a0 Wrth benderfynu talu CGYau, caiff yr arian ei dalu\u2019n uniongyrchol o\u2019ch cyflog, felly byddwch yn derbyn rhyddhad treth incwm ac yswiriant gwladol.\u00a0 Caiff eich CGY eu buddsoddi bob mis tan i chi ymddeol.\u00a0 Ar adeg ymddeol, gallwch ddewis trosi eich cronfa CGY naill ai: yn bensiwn ychwanegol neu\u2019n gyfandaliad di-dreth \u2013 yn amodol ar gyfyngiadau CThEM neu\u2019n gyfuniad o\u2019r ddau Ar \u00f4l i\u2019r holl ddidyniadau statudol gael eu gwneud, gallwch gyfrannu hyd at 100% o\u2019ch lwfans misol i\u2019ch cronfa CGY. Gallwch addasu cyfradd eich cyfraniadau hefyd a\u2019ch dewis o gronfa buddsoddi cymaint ag y mynnoch. I wneud y newidiadau hyn, ffoniwch Prudential ar 0345 600 0346 rhwng 8.30am a 6pm, ddydd Llun i ddydd Gwener. Beth os dechreuais dalu CGYau ar neu cyn 31 Mawrth 2014? Ni all eich cyfraniadau fod yn fwy na 50% o\u2019ch cyflog misol, a hynny ar \u00f4l i\u2019r holl ddidyniadau statudol gael eu gwneud. Am ragor o wybodaeth gallwch fynd i wefan Prudential neu eu ffonio ar: 0800 032 6674 \u2013 i drafod [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1076,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cyfraniadau Gwirfoddol Ychwanegol - Cronfa Bensiwn Caerdydd a\u2019r Bro Morgannwg<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cardiffandvalepensionfund.org.uk\/cy\/cynghorwyr\/cyfraniadau-gwirfoddol-ychwanegol\/\" \/>\n<meta property=\"og:locale\" content=\"cy_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cyfraniadau Gwirfoddol Ychwanegol - Cronfa Bensiwn Caerdydd a\u2019r Bro Morgannwg\" \/>\n<meta property=\"og:description\" content=\"[vc_row top_padding=&#8221;0&#8243; bottom_padding=&#8221;0&#8243;][vc_column width=&#8221;1\/1&#8243;][vc_column_text] Cyfraniadau Gwirfoddol Ychwanegol [\/vc_column_text][\/vc_column][\/vc_row][vc_row top_padding=&#8221;35&#8243;][vc_column width=&#8221;2\/3&#8243;][vc_column_text]Mae gan bob Cronfa Pensiwn Llywodraeth Leol gynllun Cyfraniadau Gwirfoddol Ychwanegol (CGY) mewnol. Prudential yw darparwyr CGY Cronfa Bensiwn Caerdydd a Bro Morgannwg.\u00a0 Wrth benderfynu talu CGYau, caiff yr arian ei dalu\u2019n uniongyrchol o\u2019ch cyflog, felly byddwch yn derbyn rhyddhad treth incwm ac yswiriant gwladol.\u00a0 Caiff eich CGY eu buddsoddi bob mis tan i chi ymddeol.\u00a0 Ar adeg ymddeol, gallwch ddewis trosi eich cronfa CGY naill ai: yn bensiwn ychwanegol neu\u2019n gyfandaliad di-dreth \u2013 yn amodol ar gyfyngiadau CThEM neu\u2019n gyfuniad o\u2019r ddau Ar \u00f4l i\u2019r holl ddidyniadau statudol gael eu gwneud, gallwch gyfrannu hyd at 100% o\u2019ch lwfans misol i\u2019ch cronfa CGY. Gallwch addasu cyfradd eich cyfraniadau hefyd a\u2019ch dewis o gronfa buddsoddi cymaint ag y mynnoch. I wneud y newidiadau hyn, ffoniwch Prudential ar 0345 600 0346 rhwng 8.30am a 6pm, ddydd Llun i ddydd Gwener. Beth os dechreuais dalu CGYau ar neu cyn 31 Mawrth 2014? Ni all eich cyfraniadau fod yn fwy na 50% o\u2019ch cyflog misol, a hynny ar \u00f4l i\u2019r holl ddidyniadau statudol gael eu gwneud. 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Prudential yw darparwyr CGY Cronfa Bensiwn Caerdydd a Bro Morgannwg.\u00a0 Wrth benderfynu talu CGYau, caiff yr arian ei dalu\u2019n uniongyrchol o\u2019ch cyflog, felly byddwch yn derbyn rhyddhad treth incwm ac yswiriant gwladol.\u00a0 Caiff eich CGY eu buddsoddi bob mis tan i chi ymddeol.\u00a0 Ar adeg ymddeol, gallwch ddewis trosi eich cronfa CGY naill ai: yn bensiwn ychwanegol neu\u2019n gyfandaliad di-dreth \u2013 yn amodol ar gyfyngiadau CThEM neu\u2019n gyfuniad o\u2019r ddau Ar \u00f4l i\u2019r holl ddidyniadau statudol gael eu gwneud, gallwch gyfrannu hyd at 100% o\u2019ch lwfans misol i\u2019ch cronfa CGY. Gallwch addasu cyfradd eich cyfraniadau hefyd a\u2019ch dewis o gronfa buddsoddi cymaint ag y mynnoch. I wneud y newidiadau hyn, ffoniwch Prudential ar 0345 600 0346 rhwng 8.30am a 6pm, ddydd Llun i ddydd Gwener. Beth os dechreuais dalu CGYau ar neu cyn 31 Mawrth 2014? 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