1.0Cardiff and Vale Pension Fundhttps://www.cardiffandvalepensionfund.org.ukrich600338<blockquote class="wp-embedded-content" data-secret="q1MwiiE30Y"><a href="https://www.cardiffandvalepensionfund.org.uk/already-left/left-between-1-4-08-31-3-14/">Left between 1 April 2008 & 31 March 2014</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://www.cardiffandvalepensionfund.org.uk/already-left/left-between-1-4-08-31-3-14/embed/#?secret=q1MwiiE30Y" width="600" height="338" title="“Left between 1 April 2008 & 31 March 2014” — Cardiff and Vale Pension Fund" data-secret="q1MwiiE30Y" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script type="text/javascript"> /* <![CDATA[ */ /*! This file is auto-generated */ !function(d,l){"use strict";l.querySelector&&d.addEventListener&&"undefined"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!/[^a-zA-Z0-9]/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),o=l.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),c=new RegExp("^https?:$","i"),i=0;i<o.length;i++)o[i].style.display="none";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute("style"),"height"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):"link"===t.message&&(r=new URL(s.getAttribute("src")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener("message",d.wp.receiveEmbedMessage,!1),l.addEventListener("DOMContentLoaded",function(){for(var e,t,s=l.querySelectorAll("iframe.wp-embedded-content"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute("data-secret"))||(t=Math.random().toString(36).substring(2,12),e.src+="#?secret="+t,e.setAttribute("data-secret",t)),e.contentWindow.postMessage({message:"ready",secret:t},"*")},!1)))}(window,document); /* ]]> */ </script> [vc_row][vc_column width=”1/1″][vc_column_text] Left between 1 April 2008 and 31 March 2014 [/vc_column_text][/vc_column][/vc_row][vc_row top_padding=”45″][vc_column width=”2/3″][vc_column_text]On 1 April 2008, the Local Government Pension Scheme (LGPS) 2007 was introduced in England and Wales, which changed the way benefits are calculated. If you left the scheme on or between 1 April 2008 and 31 March 2014, the introduction of this Scheme will have affected the way your deferred benefits are calculated. Please see more information on how your deferred benefits will have been calculated below.[/vc_column_text][vc_tta_accordion style=”flat” shape=”square” color=”white” spacing=”2″ gap=”2″ active_section=”12″ no_fill=”true” collapsible_all=”true”][vc_tta_section title=”When can I retire?” tab_id=”retire”][vc_column_text]The normal scheme retirement age is 65, but you can elect to receive your LGPS benefits at any time from age 55. However, your pension will be reduced for early payment – please see the Early retirement factors(PDF), calculated by The Government Actuary Department (GAD). If you left the LGPS with deferred benefits on or after 1 April 2008, you may be able to receive your LGPS benefits voluntarily from as early as age 55. In cases of ill health, there is NO age limit.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Calculating your benefits” tab_id=”benefits”][vc_column_text]If you left the Local Government Pension Scheme (LGPS) on or between the 1 April 2008 and 31 March […]