1.0Cardiff and Vale Pension Fundhttps://www.cardiffandvalepensionfund.org.ukrich600338<blockquote class="wp-embedded-content" data-secret="KxYPEyxvGi"><a href="https://www.cardiffandvalepensionfund.org.uk/already-left/left-on-or-before-31-3-08/">Left on or before 31 March 2008</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://www.cardiffandvalepensionfund.org.uk/already-left/left-on-or-before-31-3-08/embed/#?secret=KxYPEyxvGi" width="600" height="338" title="“Left on or before 31 March 2008” — Cardiff and Vale Pension Fund" data-secret="KxYPEyxvGi" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script type="text/javascript"> /* <![CDATA[ */ /*! This file is auto-generated */ !function(d,l){"use strict";l.querySelector&&d.addEventListener&&"undefined"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!/[^a-zA-Z0-9]/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),o=l.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),c=new RegExp("^https?:$","i"),i=0;i<o.length;i++)o[i].style.display="none";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute("style"),"height"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):"link"===t.message&&(r=new URL(s.getAttribute("src")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener("message",d.wp.receiveEmbedMessage,!1),l.addEventListener("DOMContentLoaded",function(){for(var e,t,s=l.querySelectorAll("iframe.wp-embedded-content"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute("data-secret"))||(t=Math.random().toString(36).substring(2,12),e.src+="#?secret="+t,e.setAttribute("data-secret",t)),e.contentWindow.postMessage({message:"ready",secret:t},"*")},!1)))}(window,document); /* ]]> */ </script> [vc_row][vc_column width=”1/1″][vc_column_text] Left on or before 31 March 2008 [/vc_column_text][/vc_column][/vc_row][vc_row top_padding=”45″][vc_column width=”2/3″][vc_column_text]On 1 April 2008, the Local Government Pension Scheme (LGPS) 2007 was introduced in England and Wales, which changed the way benefits are calculated. If you left the scheme on or before 31 March 2008, the introduction of this Scheme will have had no effect on your deferred benefits. Please see more information on how your deferred benefits will been calculated below.[/vc_column_text][vc_tta_accordion style=”flat” shape=”square” color=”white” spacing=”2″ gap=”2″ active_section=”12″ no_fill=”true” collapsible_all=”true”][vc_tta_section title=”When can I retire?” tab_id=”retire”][vc_column_text]The Scheme’s normal retirement age is 65, but you can elect to receive your LGPS benefits at any time from age 55. However, your pension will be reduced for early payment – please see the Early retirement factors(PDF), calculated by The Government Actuary Department (GAD). If you left the LGPS with deferred benefits on or before 31 March 2008, you may be able to receive your LGPS benefits voluntarily from as early as age 55. In cases of ill health, there is NO age limit.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Calculating your benefits” tab_id=”benefits”][vc_column_text]If you left the Local Government Pension Scheme (LGPS) on or before 31 March 2008, your deferred benefits will have been calculated using your whole-time equivalent pensionable […]