{"id":159,"date":"2018-06-28T09:50:56","date_gmt":"2018-06-28T09:50:56","guid":{"rendered":"http:\/\/pensions.cardiffcouncilwebteam.co.uk\/?page_id=159"},"modified":"2024-04-23T08:54:49","modified_gmt":"2024-04-23T08:54:49","slug":"transferring-your-benefits","status":"publish","type":"page","link":"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/","title":{"rendered":"Transferring your Benefits"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column width=&#8221;1\/1&#8243;][vc_column_text]<\/p>\n<h1>Transferring your benefits<\/h1>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row top_padding=&#8221;40&#8243; row_id=&#8221;ulcontent&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_column_text]You may be able to transfer previous pension rights into the Local Government Pension Scheme (LGPS) from:<\/p>\n<ul>\n<li>a previous LGPS Fund<\/li>\n<li>a previous Employer&#8217;s pension scheme &#8211; including overseas occupational pension scheme<\/li>\n<li>a self-employed pension plan<\/li>\n<li>a &#8216;buy-out&#8217; policy<\/li>\n<li>a personal pension plan<\/li>\n<li>a stakeholder pension scheme<\/li>\n<\/ul>\n<p>An application to transfer any previous pension benefits into the LGPS must be made within\u00a0<strong>12 months<\/strong>\u00a0of joining the Scheme.<\/p>\n<p>In order to make an application, simply complete the <a href=\"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-content\/uploads\/Transfer-Authorisation-Form-English-22.04.2024.doc\">Transfer Authorisation Form<\/a>\u00a0and return to your Employer.<\/p>\n<p>Careful consideration should be given as to whether or not it is beneficial for you to transfer your previous pension rights into the LGPS. You may wish to take independent financial advice before making this decision.<\/p>\n<p><strong>What if I&#8217;ve lost contact with my previous pension provider?<\/strong><\/p>\n<p>The\u00a0<a title=\"Pension Tracing Service\" href=\"https:\/\/www.gov.uk\/find-pension-contact-details\" target=\"_blank\" rel=\"noopener noreferrer\">Pension Tracing Service <i class=\"fa fa-external-link\"><\/i><\/a>\u00a0holds details of almost all UK pension schemes and provides a FREE tracing service for everyone.[\/vc_column_text][\/vc_column][vc_column el_class=&#8221;siderow&#8221; width=&#8221;1\/3&#8243;][vc_column_text el_class=&#8221;boxred&#8221;]<\/p>\n<h3>Request a transfer of previous pension benefits<\/h3>\n<p><a href=\"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-content\/uploads\/Transfer-Authorisation-Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Transfer Authorisation Form (26kb PDF) <i class=\"fa fa-file-pdf-o\" aria-hidden=\"true\"><\/i><\/a>[\/vc_column_text][vc_column_text el_class=&#8221;boxblue&#8221;]<\/p>\n<h3>Money Advice Service<\/h3>\n<p>An impartial service, set up by the Government to give free and unbiased advice.\u00a0 You&#8217;ll find some great budget planners and other tools.<\/p>\n<p><a href=\"https:\/\/www.moneyadviceservice.org.uk\/en\" target=\"_blank\" rel=\"noopener noreferrer\">Money Advice Service <i class=\"fa fa-external-link\"><\/i><\/a>[\/vc_column_text][vc_column_text el_class=&#8221;boxred&#8221;]<\/p>\n<h3>Got a question?<\/h3>\n<p><a href=\"\/get-in-touch\/\">Get in touch<\/a> with us.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column width=&#8221;1\/1&#8243;][vc_column_text] Transferring your benefits [\/vc_column_text][\/vc_column][\/vc_row][vc_row top_padding=&#8221;40&#8243; row_id=&#8221;ulcontent&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_column_text]You may be able to transfer previous pension rights into the Local Government Pension Scheme (LGPS) from: a previous LGPS Fund a previous Employer&#8217;s pension scheme &#8211; including overseas occupational pension scheme a self-employed pension plan a &#8216;buy-out&#8217; policy a personal pension plan a stakeholder pension scheme An application to transfer any previous pension benefits into the LGPS must be made within\u00a012 months\u00a0of joining the Scheme. In order to make an application, simply complete the Transfer Authorisation Form\u00a0and return to your Employer. Careful consideration should be given as to whether or not it is beneficial for you to transfer your previous pension rights into the LGPS. You may wish to take independent financial advice before making this decision. What if I&#8217;ve lost contact with my previous pension provider? The\u00a0Pension Tracing Service \u00a0holds details of almost all UK pension schemes and provides a FREE tracing service for everyone.[\/vc_column_text][\/vc_column][vc_column el_class=&#8221;siderow&#8221; width=&#8221;1\/3&#8243;][vc_column_text el_class=&#8221;boxred&#8221;] Request a transfer of previous pension benefits Transfer Authorisation Form (26kb PDF) [\/vc_column_text][vc_column_text el_class=&#8221;boxblue&#8221;] Money Advice Service An impartial service, set up by the Government to give free and unbiased advice.\u00a0 You&#8217;ll find some great budget planners and other tools. Money Advice [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":128,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Transferring your Benefits - Cardiff and Vale Pension Fund<\/title>\n<meta name=\"description\" content=\"You may be able to transfer previous pension rights into the Local Government Pension Scheme (LGPS) from other pension schemes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Transferring your Benefits - Cardiff and Vale Pension Fund\" \/>\n<meta property=\"og:description\" content=\"You may be able to transfer previous pension rights into the Local Government Pension Scheme (LGPS) from other pension schemes.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/\" \/>\n<meta property=\"og:site_name\" content=\"Cardiff and Vale Pension Fund\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-23T08:54:49+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/\",\"url\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/\",\"name\":\"Transferring your Benefits - Cardiff and Vale Pension Fund\",\"isPartOf\":{\"@id\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/#website\"},\"datePublished\":\"2018-06-28T09:50:56+00:00\",\"dateModified\":\"2024-04-23T08:54:49+00:00\",\"description\":\"You may be able to transfer previous pension rights into the Local Government Pension Scheme (LGPS) from other pension schemes.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Non-members\",\"item\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Transferring your Benefits\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/#website\",\"url\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/\",\"name\":\"Cardiff and Vale Pension Fund\",\"description\":\"Looking after your future\",\"publisher\":{\"@id\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/#organization\",\"name\":\"Cardiff and Vale of Glamorgan Pension Fund\",\"url\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-content\/uploads\/Logox2.png\",\"contentUrl\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-content\/uploads\/Logox2.png\",\"width\":511,\"height\":300,\"caption\":\"Cardiff and Vale of Glamorgan Pension Fund\"},\"image\":{\"@id\":\"https:\/\/www.cardiffandvalepensionfund.org.uk\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Transferring your Benefits - Cardiff and Vale Pension Fund","description":"You may be able to transfer previous pension rights into the Local Government Pension Scheme (LGPS) from other pension schemes.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/","og_locale":"en_US","og_type":"article","og_title":"Transferring your Benefits - Cardiff and Vale Pension Fund","og_description":"You may be able to transfer previous pension rights into the Local Government Pension Scheme (LGPS) from other pension schemes.","og_url":"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/","og_site_name":"Cardiff and Vale Pension Fund","article_modified_time":"2024-04-23T08:54:49+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/","url":"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/","name":"Transferring your Benefits - Cardiff and Vale Pension Fund","isPartOf":{"@id":"https:\/\/www.cardiffandvalepensionfund.org.uk\/#website"},"datePublished":"2018-06-28T09:50:56+00:00","dateModified":"2024-04-23T08:54:49+00:00","description":"You may be able to transfer previous pension rights into the Local Government Pension Scheme (LGPS) from other pension schemes.","breadcrumb":{"@id":"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/transferring-your-benefits\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.cardiffandvalepensionfund.org.uk\/"},{"@type":"ListItem","position":2,"name":"Non-members","item":"https:\/\/www.cardiffandvalepensionfund.org.uk\/non-members\/"},{"@type":"ListItem","position":3,"name":"Transferring your Benefits"}]},{"@type":"WebSite","@id":"https:\/\/www.cardiffandvalepensionfund.org.uk\/#website","url":"https:\/\/www.cardiffandvalepensionfund.org.uk\/","name":"Cardiff and Vale Pension Fund","description":"Looking after your future","publisher":{"@id":"https:\/\/www.cardiffandvalepensionfund.org.uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cardiffandvalepensionfund.org.uk\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.cardiffandvalepensionfund.org.uk\/#organization","name":"Cardiff and Vale of Glamorgan Pension Fund","url":"https:\/\/www.cardiffandvalepensionfund.org.uk\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.cardiffandvalepensionfund.org.uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-content\/uploads\/Logox2.png","contentUrl":"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-content\/uploads\/Logox2.png","width":511,"height":300,"caption":"Cardiff and Vale of Glamorgan Pension Fund"},"image":{"@id":"https:\/\/www.cardiffandvalepensionfund.org.uk\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-json\/wp\/v2\/pages\/159"}],"collection":[{"href":"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-json\/wp\/v2\/comments?post=159"}],"version-history":[{"count":6,"href":"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-json\/wp\/v2\/pages\/159\/revisions"}],"predecessor-version":[{"id":4357,"href":"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-json\/wp\/v2\/pages\/159\/revisions\/4357"}],"up":[{"embeddable":true,"href":"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-json\/wp\/v2\/pages\/128"}],"wp:attachment":[{"href":"https:\/\/www.cardiffandvalepensionfund.org.uk\/wp-json\/wp\/v2\/media?parent=159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}